Amortization Calculator — Math Calculators — Zapit

Amortization Calculator

Generate a full loan amortization schedule with every payment.

$1,264.14

Monthly Payment

$455,088.98

Total Amount Paid

$255,088.98

Total Interest

30y 0m

Payoff Time

Payment Breakdown

44% Principal
56% Interest
Principal: $200,000.00 Interest: $255,088.98

Amortization Schedule

MonthPaymentPrincipalInterestBalance
1$1,264.14$180.80$1,083.33$199,819.20
2$1,264.14$181.78$1,082.35$199,637.42
3$1,264.14$182.77$1,081.37$199,454.65
4$1,264.14$183.76$1,080.38$199,270.89
5$1,264.14$184.75$1,079.38$199,086.14
6$1,264.14$185.75$1,078.38$198,900.39
7$1,264.14$186.76$1,077.38$198,713.63
8$1,264.14$187.77$1,076.37$198,525.86
9$1,264.14$188.79$1,075.35$198,337.07
10$1,264.14$189.81$1,074.33$198,147.26
11$1,264.14$190.84$1,073.30$197,956.42
12$1,264.14$191.87$1,072.26$197,764.55
13$1,264.14$192.91$1,071.22$197,571.64
14$1,264.14$193.96$1,070.18$197,377.68
15$1,264.14$195.01$1,069.13$197,182.67
16$1,264.14$196.06$1,068.07$196,986.61
17$1,264.14$197.13$1,067.01$196,789.49
18$1,264.14$198.19$1,065.94$196,591.29
19$1,264.14$199.27$1,064.87$196,392.03
20$1,264.14$200.35$1,063.79$196,191.68
21$1,264.14$201.43$1,062.70$195,990.25
22$1,264.14$202.52$1,061.61$195,787.73
23$1,264.14$203.62$1,060.52$195,584.11
24$1,264.14$204.72$1,059.41$195,379.39
LoanMortgageAmortizationFinanceEMI
Generate a complete month-by-month loan amortization schedule instantly — see every payment split between principal and interest, with extra-payment support and CSV download.

Key Features

Full Schedule Table
Every row shows the month number, total payment, principal paid, interest paid, and remaining balance.
Extra Payment Support
Add an optional extra monthly payment to see how it shortens the loan term and reduces total interest.
Payment Breakdown Bar
A visual bar shows the proportion of total paid that goes to principal versus interest.
CSV Download
Export the full amortization schedule as a CSV file for use in spreadsheets.

How to Use

  1. 1Enter the loan amount, annual interest rate, and term in years.
  2. 2Optionally add an extra monthly payment amount.
  3. 3Review the summary cards and the full schedule table below.
  4. 4Click Download CSV to export the data.

Frequently Asked Questions