SIP Calculator
Calculate returns on Systematic Investment Plan contributions.
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Enter your monthly investment, expected return, and duration to project wealth growth
Project the future value of a Systematic Investment Plan (SIP). Enter your monthly contribution, expected annual return, and investment horizon to see the maturity value, total invested amount, total returns, and a year-by-year stacked bar chart.
Key Features
Annuity-due formula
Uses the beginning-of-period payment model, which matches how most mutual fund and SIP platforms calculate returns — giving a slightly higher and more realistic result than the end-of-period formula.
Year-by-year growth chart
A stacked bar chart plots the invested portion against returns for each year up to 50 years. Hover a bar to see the exact value at that year.
Wealth multiplier
Shows how many times your total investment grows by the end of the period, giving an intuitive sense of compounding power.
Maturity, invested, and returns cards
Three headline cards give an instant summary of the final maturity value, total amount paid in, and total returns generated.
How to Use
- 1Enter your planned monthly SIP amount.
- 2Enter the expected annual return rate as a percentage (e.g. 12 for 12%).
- 3Enter the investment duration in years.
- 4The maturity value, invested amount, and returns are shown instantly. Check the chart to see how wealth builds year by year.